Cabrio on ebay

[peterboat]

Re: Cabrio on ebay

I may be missing something, why is items being new approx 20 years ago relevant to insurers ?, items are far from new now.
My experience with insurers is agreed low mileage, agreed value, post code, garage etc are the most relevant
A friend asked why his insurance seemed high, reply was well there is a bail hostel within so many miles of your house.

I am in the trade and for trade insurance they dont like things out of the ordinary, the Hunter as a factory car is safer for them than a one off kit build. Also it is built with new parts so the mileage on the speedo is aprox the same for the running gear. However Cabrios are built with for the most secondhand parts which could have over 100K on them pre build! So for my insurers, the Hunter is built to a standard and as the factory is still open parts should be available [ha ha]. Now the Cabrios I have seen have been built to superb spec but the insurers dont know that. My insurers are more than happy to accept my purchase invoice as a valuation and would either pay more or less because of pre accident condition. They would also be happy for me to keep the car if it was deemed BER after an accident. My trade policy really is very different from a limited mileage agreed value policy

[dave_clutterbuck]

Re: Cabrio on ebay

I may be missing something, why is items being new approx 20 years ago relevant to insurers ?, items are far from new now.
My experience with insurers is agreed low mileage, agreed value, post code, garage etc are the most relevant
A friend asked why his insurance seemed high, reply was well there is a bail hostel within so many miles of your house.

[peterboat]

Re: Cabrio on ebay

I didn't think that a 'Hunter' comprised all new components ? Suspension/ diff/steering rack/hubs/heater unit etc etc. Engine might have been a new unit but I always thought most other parts were recon.
Maybe Danny can clarify.

V5 Declared NEW at first registration, given these things were nearly 30K the cost of the bits as a powertrain purchase is a small part of the car. I mean what would a new rack cost against a secondhand one? If secondhand parts are used would it have been able to earn a new registration? Its a shame as I threw some stuff away when the Hunter was hit I could have found the date codes and seen how old they were, but I suspect it was all new when registered

[dogoncrazy]

Re: Cabrio on ebay

I didn't think that a 'Hunter' comprised all new components ? Suspension/ diff/steering rack/hubs/heater unit etc etc. Engine might have been a new unit but I always thought most other parts were recon.
Maybe Danny can clarify.

[andyf]

Re: Cabrio on ebay

I have a trade policy and its not the cost its what they will pay to replace or repair the car

And that's determined by the market value... which is why agreed value is a good thing

[peterboat]

Re: Cabrio on ebay

Insurance for Kits in general seems to be very low anyway compared to daily drivers so I’m sure that the difference between factory and home built can’t be that much.

I have a trade policy and its not the cost its what they will pay to replace or repair the car

[andyf]

Re: Cabrio on ebay

Insurance for Kits in general seems to be very low anyway compared to daily drivers so I’m sure that the difference between factory and home built can’t be that much.

[peterboat]

Re: Cabrio on ebay

As the third owner of my hunter I have given it a good coat of looking at and found some strange things! but are those from the original build or owners/garages doing shoddy work because of the age I will never know. But as I said my insurance company likes the hunter because its a factory built car with all new components, nothing secondhand or reconditioned for them its a real car

[dave_clutterbuck]

Re: Cabrio on ebay

The down right lethal is not limited to self builds - ask a few other second owners of Hunters!

Think everyone checked chassis under tub above shock absorber mountings after my unfortunate experience, still shudder when I look at the pictures I posted on the forum

[wiggiesworld]

Re: Cabrio on ebay

Fair comment Mike, I have seen a fair few disasters over the year that were inflicted by so called professional garages, no necessarily lethal but enough to discourage me from giving them any more of my business.

[Mike]

Re: Cabrio on ebay

True however in some cases it makes them a better car as you have a car built to a known standard whereas kit cars seem to fall into very good or some I have seen downright lethal!!

The down right lethal is not limited to self builds - ask a few other second owners of Hunters!

[peterboat]

Re: Cabrio on ebay

Doesn't mean it's a better build if its a Hunter!!!!!!!!!!!!!

True however in some cases it makes them a better car as you have a car built to a known standard whereas kit cars seem to fall into very good or some I have seen downright lethal!!
My insurance company like my Hunter better as well because as they said its a "real car"
In the past I have had a Duton Phaeton and a Clan Crusader [modified NI Irish spec] Both were well built cars, but the insurance company liked the Clan better its all down to risk for them

[dogoncrazy]

Re: Cabrio on ebay

Doesn't mean it's a better build if its a Hunter!!!!!!!!!!!!!

[Tony Stott]

Re: Cabrio on ebay

there's your solid boot then mike!! ; - ))

[Mike]

Re: Cabrio on ebay

Looks well built - Short wheel base with no boot.